Upon Further Analysis

A blog covering public policy, financial markets, sports, and culture. All by someone who spent a career analyzing stuff. Please reach out if you want to know more!

News

• The UBPR and Interest Rate Risk
  Banking regulators recently revised their Uniform Bank Performance Report (UBPR) to improve the report’s ability to identify and analyze interest… Read more: The UBPR and Interest Rate Risk
• Supervisory Appeals and Unreliable Narrators
  Much of bank supervision operates outside the public eye. Recent critiques of supposed regulatory overreach note the secretive nature of… Read more: Supervisory Appeals and Unreliable Narrators
• Ernie Banks’ Paradoxical 1969 Season
  Even great players see their skills and production decline as they approach the end of their careers. How much of… Read more: Ernie Banks’ Paradoxical 1969 Season
• What are Unsafe and Unsound Practices Anyway?
  The assessment of safety and soundness is among the most fundamental elements of bank supervision. But what does safety and… Read more: What are Unsafe and Unsound Practices Anyway?
• Back to Basics?
  An influential counternarrative has emerged regarding 2023’s bank failures. Official post-mortems attributed the failures in part to a light touch… Read more: Back to Basics?