Upon Further Analysis

A blog covering public policy, financial markets, sports, and culture. All by someone who spent a career analyzing stuff. Please reach out if you want to know more!

News

• Closing Time (for MRAs)
  OCC and FDIC recently finalized regulations that significantly narrowed the scope of matters requiring attention (MRAs). The Federal Reserve has… Read more: Closing Time (for MRAs)
• FNBL: What Went Wrong?
  Regulators shut down First National Bank of Lindsay (FNBL) in late 2024. Although the bank was small, the failure was… Read more: FNBL: What Went Wrong?
• In Praise of the Other Guy
  Lopsided trades make a popular topic of conversation among sports aficionados. While it’s natural to focus on the player who… Read more: In Praise of the Other Guy
• Asking Questions Later
  Regulators often follow bank failures with internal or external reviews to see what went wrong and to learn from those… Read more: Asking Questions Later
• The Interdependence of Risks
  Recent regulatory initiatives, including proposed changes to the CAMELS ratings for banks, treat risk stripes as separate and independent from… Read more: The Interdependence of Risks