The FDIC stirred up a hornet’s nest with proposed changes to its brokered deposits regulation. The proposal would reverse some changes made back in 2021 that narrowed the scope of deposits subject to brokered deposit restrictions. Some have criticized the proposed changes as lacking a strong empirical basis. However, the same can be said of…

McGill University scholar John A. Hall describes civility as the “glue that holds society together.” Civility, or the lack thereof, comes up in politics, the workplace, and our personal lives. The role of civility in bank supervision presents an interesting case in point. The relationship between banks and their supervisors is inherently adversarial, but also…